What Should I Know About Disclosures When Selling My Home in Coconut Grove?

What should I know about disclosures when selling my home in Coconut Grove?
In Florida, sellers are required to disclose known material defects that could affect a home’s value or safety—even if the property is sold “as-is.” Being transparent protects you legally and helps build buyer trust.

Why Disclosures Matter

Florida law requires that sellers disclose any facts that materially affect the value of the property and that are not readily observable. That includes issues like:

• Roof leaks or water intrusion
• Foundation or structural problems
• Mold, termite damage, or past flooding
• Unpermitted additions
• Ongoing disputes with neighbors or HOAs

Disclosure requirements apply even if you’re selling without an agent, and even in “as-is” contracts.

What You’re Required to Disclose

1. Material Defects

If you know of a significant issue, you must disclose it—especially if it impacts the value or livability of the home.

2. Past Repairs or Claims

Disclose major repairs or insurance claims, including hurricane damage, roof replacements, or foundation repairs.

3. Environmental or Legal Issues

This includes:

• Flood zone status
• Easements or encroachments
• Code violations or open permits

What You’re Not Required to Disclose

Florida law does not require you to disclose:

• If someone passed away in the home
• Past minor repairs (unless they relate to a major defect)
• Nearby development plans, unless you’ve received official notice

That said, voluntary transparency often makes buyers more comfortable and reduces the chance of post-closing disputes.

Riley Smith Group’s Role in the Disclosure Process

With over $2 billion in career sales and 650+ homes sold in Coconut Grove, Riley Smith Group:

• Reviews your property history and helps identify what must be disclosed
• Provides state-compliant disclosure forms and checklists
• Coordinates with title, legal, and inspection teams to ensure everything is documented correctly

Their goal: protect you from legal risk and help your transaction move smoothly.

Final Thought: Clarity Now Avoids Conflict Later

Disclosures aren’t just a legal formality—they’re your first line of protection. Be honest, be thorough, and let Riley Smith Group help you manage the details with confidence.